California Life and Health Insurance Practice Exam

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Prepare for the California Life and Health Insurance Exam. Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

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How many months after an individual's 65th birthday does the initial enrollment period for Medicare Part B end?

1 month
2 months
3 months
4 months

The correct answer is: 3 months

The initial enrollment period for Medicare Part B is a crucial timeframe that begins three months before an individual’s 65th birthday and continues for a total of seven months. This means it includes the three months prior to their birthday, the month of their birthday, and three additional months after their birthday. Therefore, the enrollment period ends three months after the individual turns 65. Understanding this period is essential for ensuring that individuals do not miss their chance to enroll, as late enrollment can result in penalties and delays in coverage. Medicare Part B is important as it covers outpatient care, preventive services, and some other medical services, making it vital for healthcare continuity as people age.