California Life and Health Insurance Practice Exam

Which of the following is NOT typically covered under vision care insurance?

1. Eye exam

2. Contact lenses

3. Eye surgery

4. Glasses

The correct answer is: Eye surgery

Vision care insurance generally focuses on preventive care and correctional lenses, which include services like eye exams, glasses, and contact lenses. An eye exam is crucial for determining vision needs and detecting potential eye health issues, while glasses and contact lenses are essential aids for many individuals experiencing vision problems. Eye surgery, however, often falls outside the scope of standard vision care insurance. While some vision care plans may include coverage for specific types of eye surgery, such as LASIK for refractive errors, typical coverage often excludes broader surgical procedures aimed at treating medical conditions of the eye. This distinction is important because surgical interventions typically involve different insurance policies or may require a separate, more comprehensive health insurance plan that includes medical coverage for surgical procedures.